let's talk about $$$$$.
well, let's sorta talk about it, k?
how about marriage and $$$$$?
or partnership and $$$$?
do you share a bank account with your significant other?
or
do you have separate accounts?
hubs and i share.
we do a budget at the beginning of each month.
for some reason, i am in charge of this.
may i admit out loud that i hate this time of the month?
i dread it.
only time we really ever disagree.
ugh.
ugh.
ugh.
this AM i started the budget.
i go to send to hubs and i cannot copy and paste in excel.
nothing is working.
ugh.
i then ask him to calmly review this at home when i am sleeping,
not to wake me with a huffy puffy attitude asking why we need money for cleaning supplies!
um, how else do you think i clean?
spit shine it all?
HEAVEN HELP ME!
18 comments:
i cannot imagine having to do a budget every month. mine is all in my head. perhaps why I have some issues in that department right about now..
Mr. P and I have separate checking, a joint savings & a mortgage account. It works for us and we split bills. He is useless with a budget.
SEPARATE! But....I am not "married." Even if I was...SEPARATE! It's just how I roll. Bank roll, that is...ha!
Such a touchy subject in our house... we've been married for a year (and living together for 3) and we are still separate. The hubs would MUCH rather us be joint (I'm sure so he can see just where all the money goes!ha) but I HATE HATE HATE to talk about/fight about/fuss over money. So separate is where it's at for me. Thinking that before we have kids we may need to join... somehow. :p
Well you already read my blog on this. We have both, joint for bills/savings and separate for our own fun money. It's still a learning process that we are getting use to. And I too have to do all the budgeting and paying bills. Sucks but he's horrible at it.
Oh ours are still separate a year later. We've TALKED about sharing and that's about the extent of it. LOL. I just can't do a budget, I've tried. I even had a professional make me one and I still suck at it. Oh well.
We use the same bank account...We don't have any issues with money...Scott handles all the money stuff..
We share. Its great for me...he makes all the money. I'm kidding; well sorta. I'm in charge of the budget too and pay all the bills. I absolutely hate it too!
The wedding is a few months away, and we just got everything consolidated. What a headache! I was so used to knowing when my payments were due, now I have to manage his too!
I am hoping that it gets easier!
We have joint! Some days I hate it and some days I love it. Either way the money goes where it goes now since we usually hang out together. So I figure why worry about moving money around every month.
We share. We have a monthly template that we just adjust for what may be different that month, and the budget is a google doc that we can both view at any time. Lifesaver, that idea.
We have our own "allowance" for each of us, even though it's all ours. Somehow, this works best for us. A mind game that we have our own money to do what we please with it? Quite possibly. Monthly bills, mortgage, taxes, grocery, and allocated savings are on the budget, and whatever is left gets split into our allowances. It took what seems like forever to find something that worked for us, but this is it.
Joint account for bills and common expenses, separate accounts for our personal $$$. Not that there's much of either these days due to our situation.
I handle all bill paying, dollar stretching, and financial miracle working.
LOL... this is funny... The boyfriend and I have separate and we believe we should, obviously in case the relationship deteriorates, however, we do balance things between us... I do it in my head though, perhaps I should on paper!
We share. A hands over his paycheck every week and I deposit it into my bank account. Ha! A is a joint owner on my checkings & savings account. Before we were married, we had separate accounts.
I budget every month, too. Wait, no, I print out a calendar and write down when all of our bills are. I do this each & every month. As for other budgeting, I'm not good at that. Well, we both aren't. Anyone have a magical cure for this?
But, to quote Spanky, "I handle all bill paying, dollar stretching, and financial miracle working." I do. I hate it sometimes. I think I mostly hate it because we have one income and our finances are looking bleak right now. Ugh.
Wait, no, I print out a calendar and write down when all of our bills are due.
(goodness, my fingers & brain are NOT communicating tonight!)
We used to split and have a shared savings but, now that I SAH we share his. I still have my old account for odds and ends. We are pretty open about finances I got super stressed at first when I started SAH I had never asked for money in my life and at first felt I needed to justify everything. I didn't I just felt that way. Now we have found our flow and it's better. Money is just so tricky. :p
We have separate and shared. Our old checking/ savings that we each had before we got married and a new checking/savings after we got married. We use all three to pay our bills though so our finances are definitely shared.
Good idea about the budget every month... I may start doing that. Somehow I'm the one in charge of finances and I have no idea how it became my job.
Oh wow Sum, you're so disciplined to do this every month! It's necessary though I think. It's best to have disagreements before the expenses are made.. rather than after the fact. I've never had a joint account with anyone but I'm not opposed to the idea, although I wouldn't share a joint account in a relationship before marriage though..
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